Example clubs

How different groups could set up a club.

Money Club is new, so instead of customer stories, here are four worked examples showing how common kinds of groups could run a rotating club.

Illustrative examples — not real customers. The groups below are invented to show how a setup works. The figures are simply members × amount; no results or quotes are claimed.

Workplace round
Illustrative example — not a real customer
A staffroom’s monthly round
Eight teachers at one school pay after salaries land and the pot is paid a week later, timed around January school fees.
8members
Pot each turn
$800.00
8 × $100 · monthly · 8 months
What makes this setup work
- Contributions due a few days after payday, payout a week later — late payments never hold up the recipient.
- Members with fees due in January take the early turns — agreed openly, before the first payment.
- The leaving rule is written into the club description before anyone pays.
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Family round
Illustrative example — not a real customer
A family’s weekly round
Siblings and cousins, some in Harare and some working in Johannesburg, paying every Sunday from their own wallets.
6members
Pot each turn
$300.00
6 × $50 · weekly · 6 weeks
What makes this setup work
- A short six-week round, so nobody waits long for their turn.
- Everyone can see who has paid without chasing on the family group chat.
- Everyone pays from their own wallet — no cash handed to a relative to pass on.
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Market traders
Illustrative example — not a real customer
A Friday round for market traders
Stallholders on the same street, paying every Friday when takings are best, with each pot used to restock in bulk.
10members
Pot each turn
$200.00
10 × $20 · weekly · 10 weeks
What makes this setup work
- A small weekly amount that matches how traders earn, instead of one large monthly payment.
- A $200 pot is enough to buy stock at wholesale prices.
- Traders who have known each other longest take the early turns.
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Church circle
Illustrative example — not a real customer
A congregation saving towards December
Members of one congregation, joined by invitation link after a Sunday announcement, with the club starting once ten have joined.
12members
Pot each turn
$300.00
12 × $25 · monthly · 12 months
What makes this setup work
- A minimum number of members before starting, so the pot is worth waiting for.
- The organiser approves each new member, keeping the circle to people the group knows.
- The record is the same for everyone, so no single treasurer carries the suspicion.
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Your club could be the first real one here

Set up your own in a few minutes.

Choose the amount, the rhythm and the size, then invite people you trust with one link.

Create a free account Read: running a fair club

How different groups could set up a club.

A staffroom’s monthly round

A family’s weekly round

A Friday round for market traders

A congregation saving towards December

Set up your own in a few minutes.