Guides
Save together, with fewer surprises.
Short, practical guides to how savings clubs work — written from the questions members and organisers actually ask.
How mukando and rotating rounds work
Turns, cycles, the pot — and what happens when someone leaves after they’ve been paid.
Read the guide 6 minClub types
02Stokvels explained
Where stokvels come from, the main kinds, and why the good ones run on a written constitution.
Read 5 minClub types
03Burial societies: how they work and what to check
Premiums versus pooled funds, waiting periods, beneficiaries — and the records that keep a society honest.
Read 6 minOrganisers
04Running a fair club
The written rules, order draws and late-payment policies that keep members trusting each other.
Read 7 minSafety
05Avoiding savings-club scams
Fake organisers, “just pay me directly”, impersonation and promises that are too good to be true.
Read 6 min
Work out the numbers
See what your club’s pot would be.
Members, amount and rhythm in — pot size, length of the round and payout dates out.